How much do surrogates get paid? Payments and benefits for surrogate mothers.

We understand that each surrogate is different, and our benefits packages are designed to be customizable and flexible. Use our form below to calculate your estimated payment based on your status and location.

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You’ll receive $46,850 or more.

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First-time surrogates in high-demand states with insurance recieve a base pay of $40,000, plus the additional benefits below.

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 Surrogate compensation and benefits before pregnancy.

Surrogate compensation and benefits before pregnancy.

Although the monetary benefits of being a surrogate mother are significant enough to be life-changing, the emotional and psychological benefits are truly transformative. To know that you're blessing intended parents with the most precious gift ever – another human life, their human life, their baby – is more powerful than anything else you could ever imagine doing.

  • $500 Expedited Screening Bonus*
  • $250 Signing Fee
  • $500 Medical Screening Fee
  • Paid travel expenses to IVF clinics, plus lost wages or childcare added to your base fee
  • $200/mo for Miscellaneous expenses when you begin cycle medications added to your base fee
  • $750 per transfer added to your base fee
  • $2,200 in total monetary benefits
 How much do surrogates make after pregnancy?

How much do surrogates make after pregnancy?

Working with Circle means support and benefits at every step of your journey. These additional benefits are added to your base fee after you're pregnant.

  • $200 / mo Miscellaneous Fee ($3,000+ total)
  • $500 or $750 multiples Maternity Clothing
  • $400 Housekeeping during last month of pregnancy
  • $1,200 (vaginal delivery) or $2400 (C-section)
  • Post-birth Recovery
  • Social Work Support
  • Independent Legal Counsel
  • Complications Insurance
  • $250,000 Life Insurance Policy
  • Medical and Financial Billing Assistance

Additional Benefits as needed

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Plus these extras, only for Circle surrogates.

Benefits beyond your surrogate compensation come from working with an agency who has supported the needs of surrogates for over two decades. We have experienced gestational carriers on staff and at your disposal for questions, advice and so much more.

Connection with experienced surrogates.

You will be connected with experienced surrogates on our staff from your first moment of communication.

Surrogate meetups.

Honoring and connecting surrogates across the country to share their stories and make new friends.

Private Facebook group.

A private and safe online space for surrogates to connect and express feelings, experiences and reciprocate support.

Who pays my travel expenses?

Your intended parents cover any necessary travel expenses to your IVF clinic for the screening and transfer, including lost wages or childcare coverage.

How do I get paid as a surrogate?

Your base fee is paid monthly in nine installments beginning with the confirmation of heartbeat, which occurs around six weeks gestation. However, you will receive compensation in the time leading up to that for transfers as well as the medical screening and signing your contract.

*The first payment is the $500 Expedited Screening Bonus. You are eligible to receive $500 if we receive all required paperwork (including previous Prenatal and Delivery records), medical pre-approval AND you and your primary support person complete your Social Work Screening within 3 weeks of submitting your application. In order to receive this bonus, you must match with intended parents in our program. Of note, this amount is deducted from your base fee, but will be deposited shortly after matching, prior to receiving any other surrogacy payments.

Common questions from surrogates.

As you consider surrogacy, you may have questions along the way. With many experienced surrogates on staff, we've helped women navigate their surrogacy journeys successfully, and have answered almost every question out there!

Who pays for all the medical bills?

Your insurance company (or the surrogate maternity insurance coverage we obtain for you and your intended parents) will pay most of the bills related to your pregnancy and delivery. If there are any additional unexpected costs, your intended parents will cover those costs. The family you choose to work with will pay for all IVF medical procedures, expenses, co-payments, and deductibles related to your surrogate pregnancy.

How much life insurance does the potential family pay for?

Our coordinator works to find you a $250,000 life insurance policy. The intended parents pay the premiums; however, you choose the beneficiaries.

How are my surrogacy reimbursements dispersed?

Surrogate reimbursements are divided up into equal monthly installments following the confirmation of heartbeat (around the 6-8 week mark) and paid on the first of every month. If you are carrying multiple children, a multiples fee is paid to you over the last five months. After 34 weeks, the pregnancy is considered viable (32 weeks for multiples). If you deliver before 40 weeks, you are given a lump sum for the remaining balance. The remainder of the miscellaneous fees are distributed at various times throughout the pregnancy and will be discussed in your screening.

Do I have to pay for anything related to being a surrogate mother?

The surrogacy process should never become an out of pocket expense for you. The family you match with will pay the fees outlined for you in your screening and agreed upon in the contract, while health insurance (which we’ll ensure work correctly) should cover the majority of healthcare throughout your surrogate pregnancy and birth.

Surrogacy arrangements are built to deliver both financial and emotional rewards for you, the surrogate. The Circle team is here to make sure that’s exactly happens.

Why should I trust Circle to arrange my surrogate compensation?

That’s a great question. Circle is a world leader in surrogacy services, with over 25 years of experience helping families grow. We’ve also partnered with premier fertility clinic organizations and advocacy groups as part of our ongoing work to promote American surrogacy.

But most importantly, our team includes many women who have completed the surrogacy journey themselves, and we bring that wealth of experience and passion to you throughout the surrogacy process. It’s through this devotion to our work that Circle has risen to such prominence in surrogacy services. We really do think of ourselves and our parents and surrogates as one big family.

What kind of women become surrogates?

There’s a very easy answer to this question: All kinds of women embark on the surrogacy journey. The high-powered executive; the stay-at-home mom; the woman who loves how pregnancy changes her body; the woman who wants to help a gay couple build a loving family… this list goes on and on.

For many people, monetary compensation makes surrogate pregnancy possible - but it’s just one of many rewarding aspects of the surrogacy process. You’d probably be surprised at the wide-ranging and diverse reasons people become surrogates.

Of course, certain women are better equipped for the surrogacy journey. The happiest and most successful surrogates tend to be healthy, organized, informed - and have a lot of support from the people they love.