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Circle Surrogacy IVF and insurance costs.

With every surrogacy journey there will be IVF and insurance expenses. Learn more about the costs associated with In Vitro Fertilization (IVF) and health insurance.

 Circle Surrogacy IVF costs.

Circle Surrogacy IVF costs.

For a surrogacy journey, IVF costs are an important component to consider when assessing the total cost of a potential journey. While many of your surrogacy costs are paid to your surrogacy agency, your IVF expenses are paid to your fertility clinic. Intended parents can often choose between package options that include egg donation and/or embryo creation, plus IVF transfers or just IVF transfers alone (for those that have already created embryos). In addition, you can choose from packages that provide 1-3 transfers to packages that include unlimited transfers until a live birth is achieved.

Circle Surrogacy has experience working with a variety of clinics across the United States, on both the East and West coasts. We're able and willing to work with a clinic of your choice, or to provide you with introductions to the clinics with which we work most frequently – including Pacific Fertility Center, HRC, San Diego Fertility Centers, Fertility Centers of Las Vegas, and RMA-Connecticut, among others.

For many journeys, we see IVF costs range between $7,000-$10,000 for those intended parents with embryos already created, and $29,900 and above for intended parents who need to create embryos. Some clinics also offer packages including unlimited retrievals and/or transfers.
 Health insurance costs.

Health insurance costs.

To ensure intended parents receive proper coverage, Circle will help assess and defend insurance policies and cases.

We will work with health care providers to manage your liability as parents to any maternity related claims through a variety of measures, including through the surrogate’s health insurance, and/or a back-stop we created with Lloyd’s of London specifically for surrogacy-related medical expenses.

Circle Surrogacy offers Fixed Cost programs that enable us to offer insurance costs at a fixed price to help control costs. With our exclusive surrogacy programs, you'll pay insurance costs of $20,000.

Becoming a Parent: An Overview

Find a surrogacy agency.

All prospective intended parents – whether you’re a couple or a single individual, LGBTQ+, domestic or international – should start their surrogacy journey by researching surrogacy agencies. When they find a few agencies that feel like a good fit, they should meet with each agency to determine which agency is best for their needs.

Sign On and Get Started

If you wish to proceed with Circle Surrogacy after your complimentary consultation, you'll sign an Agreement for Services. Once the Agreement is executed, you'll be assigned a Journey Support Team, who will guide you through every phase of the process.

The matching process.

The matching process begins with an initial call or Skype with your Journey Support Team to choose an IVF clinic and an egg donor (if needed). The next step is to find an appropriate match with a gestational surrogate who's completed our comprehensive screening process.

See the Entire Process

Committed to helping control costs.

To offset some expenses of surrogacy, Circle Surrogacy is committed to keeping costs as low as possible through strategic partnerships and financing options for intended parents.

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We're here for you.

Many of our staff members at Circle Surrogacy are parents through surrogacy and/or egg donation. If you ever have any questions, we're always happy to share our experiences with you so that you hear firsthand what others have gone through.

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Start your journey.

Take the first step

Common questions from parents like you.

As you consider parenthood, you may have questions along the way. Don't worry. With 20+ years of experience, we've helped parents navigate surrogacy and their journeys to parenthood, and have answered almost every question out there!
Why should I choose Circle Surrogacy?

Whether you are an intended parent, a surrogate or an egg donor, when you embark on a journey with Circle, we promise to be beside you every step of the way. We promise to educate, lead and guide you through your surrogacy and egg donation journey. We will work tirelessly to help you achieve success and fulfill your dream.

We are a full-service agency. You will work closely with a Journey Coordination team who will guide and support you throughout your entire journey, including social work, legal and billing support. Circle is the only agency in the world to provide unparalleled program offerings for parents, such as unlimited surrogate and egg donor matching, and an unlimited IVF package. We employ an in-house legal staff who is well-versed in reproductive and surrogacy law and insurance contracts.

At Circle, we have the highest level of dedication to building families than any other agency. We'll help you navigate the road, smooth the bumps, and cheer when we reach our destination. Every person who works at Circle is dedicated to doing everything they can to help you build your family. The Circle Staff goes above and beyond to help you achieve your dream of parenthood.

How do I begin the process?
Starting your surrogacy journey begins with a complimentary consultation with our experienced team. You'll speak with an attorney as well as a process consultant. In this meeting you'll have an opportunity to share your story with us and why you're chosen surrogacy to grow your family, and we'll explain about our process and program offerings, and answer any questions you have.
How does the matching process work?

Once we have accepted a surrogate applicant into our program, our matching and legal teams determine possible matching options based on a variety of factors, including: the state she lives in, whether she has insurance, and the matching preferences from both intended parents and surrogates.

We will exchange redacted profile of the intended parents and the surrogate (with no identifying information) If both parties express a mutual interest, we will help them to arrange an initial meeting via Skype so they can begin to get to know each other.

After communicating with each other, the surrogate and the prospective parents determine if they feel they are a good match.

An IVF physician medically screens them after a match is made. If for any reason the surrogate doesn’t pass the medical screening (which is rare), Circle Surrogacy presents a new match free of charge.

What does the legal process involve before and after the birth?
Circle’s legal team coordinates with local attorneys to ensure that you are properly matched with a surrogate in a state where you can accomplish the necessary legal work to finalize your parental rights. You will need to have wills finalized prior to the embryo transfer that ensure that a guardian is in place to care for your children in the event of your death. (If you live in the United States, Circle’s legal team can draft these for you.) Once you are matched, we negotiate contracts on your behalf with independent attorneys who represent the egg donor and/or surrogate. Circle works with local attorneys in the states where the surrogates reside in order to accomplish the legal work necessary to secure your parental rights. Depending on a variety of factors, your surrogacy legal work may include a pre-birth order, a voluntary acknowledgement of paternity, a judgment of paternity, a custody orders, or an adoption.