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Exclusive Financing Plan to Make Surrogacy More Accessible

At Circle Surrogacy & Egg Donation, our focus is to provide our intended parents with the best chance of success at having a baby, and cost security throughout their journey. We are the first and only agency to proudly offer a financing plan to help even more intended parents experience the joys of parenthood through surrogacy and egg donation.

 Introducing the first-ever financing plan for surrogacy & egg donation

Introducing the first-ever financing plan for surrogacy & egg donation

Circle Surrogacy & Egg Donation is excited to offer an exclusive financing plan, through our partnership with Origin Finance, LLC, to help make surrogacy an option for even more intended parents to grow their families.

This financing plan, together with Circle Surrogacy's Journey Protection Guarantee Program option, enables intended parents to better plan for the costs of surrogacy and egg donation, and to help eliminate surprise expenses along the way.

Benefits of the financing plan

Our financing plan option allows Intended Parents to borrow $65,000 of the cost of their journey, and pay that portion over a term of either three (3) or six (6) years.

Additional highlights for intended parents of this financing plan include:

• This plan is exclusive to Circle Surrogacy & Egg Donation

• Intended Parents' funds are seamlessly added to their Circle Surrogacy & Egg Donation personal escrow account when needed (no action is required on their part)

Who qualifies for the financing plan?

Intended Parents who choose our Journey Protection Guarantee Program for a Surrogacy Only or Surrogacy Plus Egg Donation Journey are eligible for the financing plan. Intended Parents must also meet Origin's underwriting criteria.

Eligible States

Currently, Intended Parents must be US citizens with residence in one of the following states in order to participate:

California
Colorado
Connecticut
Florida
Georgia
Illinois
Massachusetts
New Jersey
New York
North Carolina
Ohio
Pennsylvania
Texas
Virginia
Washington DC

Financing Plan Options

The chart below provides total surrogacy program costs and financing options, as well as when payments are due to Circle Surrogacy.

In all 3 surrogacy programs, the total borrowed amount of $65,000 can be paid with either 36-month or 72-month load.

The APR is 6.25% for a 36-month loan, and 7.75% for a 72-month loan.

*The APR is 6.25% for a 36-month loan, with 35 monthly payments of $1,985.00, and 1 final payment of $1,966.75; or 7.75% for a 72-month loan, with 71 even monthly payments of $1,132.00, and 1 final payment of $1,101.38

How do I apply for the financing plan?

Intended Parents who are interested in financing part of their journey through Origin Finance, can contact us with questions or for more information, or to submit their application via email. Or you can also call us at 323.366.1529

Or, if Intended Parents have already spoken with Circle Surrogacy about their journey, they can inform their Parent Intake Associate that they are interested in learning more about financing and filling out an application with Origin.

If you haven't yet filled our our Intended Parent form to learn more about surrogacy with Circle Surrogacy & Egg Donation, that's a great first step!

Financing Plan FAQs

Questions about Circle Surrogacy's financing plan with Origin Finance, LLC? Here is are common questions asked by Intended Parents about the financing plan for surrogacy.

Can Intended Parents apply individually?

Yes. An intended parent may apply for credit individually, or two intended parents may apply for credit jointly.

Can Intended Parents apply with a co-signer?

Yes. Co-signers do not need to be a relative of the Intended Parent.

What is the APR and exact monthly payment amounts?

The APR is 6.25% for a 36-month loan, and 7.75% for a 72-month loan.

*The APR is 6.25% for a 36-month loan, with 35 monthly payments of $1,985.00, and 1 final payment of $1,966.75; or 7.75% for a 72-month loan, with 71 even monthly payments of $1,132.00, and 1 final payment of $1,101.38

Will the interest rate change throughout my journey?

No, the interest rate remains fixed.

Can the Intended Parent(s) pay back the Origin loan early?

Yes, the loan can be paid back early without incurring a penalty.

What if the Intended Parents move while still under Origin's financing plan?

Once the loan has been originated, you may move within the United States without affecting your loan. Intended Parent(s) must be a US citizen and a legal resident of an eligible state when the loan is originated.

How do Intended Parents qualify for Origin's financing plan?

All applicants must be U.S. Citizens (including any co-signers). Intended Parents need to reside in one of the eligible states. Intended parents may qualify for financing if they meet the applicable criteria such as a high credit score.

Do I need a certain amount of assets to qualify?

You do not. Approval will be case dependent based on income and assets.

When will this be available in other states?

At the moment, we are not working on expansion to other states.

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